Tailored workflows optimized for your specific use case.
Upload tax returns (1040s), W2s, paystubs, and bank statements. Cortex automatically identifies and classifies each document type.
AI extracts all income line items including base salary, overtime, bonuses, self-employment income, and rental income from every document.
Cortex calculates 24-month averages, identifies add-backs, and generates a complete income worksheet ready for underwriting review.
See how Cortex handles complexity in real-world scenarios.
Manually calculating self-employment income requires reading through 60+ pages of Schedule C, identifying non-recurring losses, and adding back depreciation—a process that takes 45+ minutes per file.
Cortex automatically extracts all Schedule C line items, identifies add-backs (depreciation, depletion, business use of home), and calculates qualifying income in seconds with full audit trail.
Calculating 24-month averages for variable income requires cross-referencing year-to-date paystub totals against previous years' W2s, manually tracking declining trends.
Cortex reads YTD fields from paystubs, compares them with historical W2 data, automatically calculates 24-month averages, and flags declining income trends for underwriter review.
Determining net rental income requires extracting rental income from Schedule E, subtracting expenses, and accounting for depreciation—all while ensuring compliance with agency guidelines.
Cortex extracts all rental income and expenses from Schedule E, automatically calculates net rental income after add-backs, and generates agency-compliant rental income worksheets.